IVF and Infertility Financing Options

Managing the Costs of Care 

At the Reproductive Science Center of New Jersey (RSCNJ), we understand the significant role finances can play when navigating fertility treatments. That’s why we offer fertility financing options, military discounts, and fertility medication discounts for qualified patients. Our goal is to ease the financial burden of infertility so you can focus on what matters most — growing your family. 

BUNDL

Through BUNDL, individuals undergoing fertility care can pay one up-front cost that covers multiple cycles and the option to add medications. In the event that all treatments are unsuccessful, qualified patients can also get their money back. 

The BUNDL team will review each of their plans with you to help you choose the best one for your needs. BUNDL will work alongside your fertility clinic to make the process as seamless as possible, so you can focus on growing your family.

Explore BUNDL

PatientFi

PatientFi offers hassle-free fertility financing solutions, allowing patients to focus on their treatment without financial stress. Each plan is personalized and provides flexible terms to meet individual needs. With all treatments covered under a single, straightforward plan, patients can make consistent, affordable monthly payments. 

Key benefits include:

  • Funding up to $50,000.
  • Zero interest* plans available. (*No interest if paid in full during promotional period.)
  • APRs as low as 6.99%.
  • Extended terms out to 84 months.
  • No hard credit checks, ever.
  • No extra or hidden fees.

Explore PatientFi

Future Family

Start your fertility journey confidently with Future Family. Understanding the challenges of fertility treatments, they offer customized loans with low-interest rates and straightforward monthly payment plans tailored to your needs.

Whether you’re just beginning or already on your path, Future Family provides on-demand fertility coaching from registered nurses to support you every step of the way. With their flexible financing options, you can focus on growing your family without financial stress.

Use The Prelude Network’s personalized payment tool to estimate your monthly payments and apply in minutes!

Explore Future Fertility

LendingClub

LendingClub makes fertility financing simple and affordable, allowing you to focus on your treatment with less stress. With flexible terms, budget-friendly options, and financing available up to $50,000, you can find a plan that fits your needs.

The application process is quick and easy, with no impact on your credit score. Once approved, RSCNJ receives payment from LendingClub, so you can begin treatment without delay. Apply today!

Explore Lending Club

CapexMD

CapexMD provides financing solutions for all fertility treatments, including medications and genetic testing. Their customized loan programs feature competitive rates and fast pre-approval within 24 hours.

With no prepayment penalties, annual fees, or impact on existing credit sources, CapexMD removes financial barriers, helping you focus on your journey to parenthood.

Explore CapexMD

WINFertility

The WINFertility Program offers high-quality infertility care at the most competitive cost, so that more people will be financially able to access the treatments that can help them become parents. 

WINFertility offers:

  • Savings of up to 40% on treatment and medication bundles.
  • Financing options to pay over time.
  • 24/7 access to “FertilityCoach” nurses.
  • Access to 2nd Chance IVF Refund Program.

To enroll in the WINFertility Program or learn more, call toll free (855) 705-4IVF (4483) or visit their website.

Explore WINFertility

ARC

ARC is the nation’s largest network of fertility specialists, offering a number of affordable options for patients to choose from:

Next steps:

  • Call ARC toll free at (888) 990-2727
  • When you call, ask about their discounted affordable treatment packages.

Explore ARC

Military discounts for fertility treatment & medications

Our men and women in uniform put their lives on the line every day to protect us. Their jobs are incredibly hard and stressful, and we are all in debt to their service. That’s why, at RSCNJ, we offer special discounted services to members of the military and their families. If you would like to learn more about our special IVF treatment military discount, please call any of our practice locations for more information.

Call or Contact Online

Fertility Medication Discounts

WINFertilityRX

For RSCNJ patients who are without or have exhausted their coverage for fertility medications, WINFertilityRX offers an affordable approach to high-priced fertility drugs.

WINFertilityRX benefits:

  • Savings up to 40% on treatment and medication bundles.
  • No coupons, membership cards or special criteria required.
  • Financing available to help pay for meds over time.
  • 24/7 access to “FertilityCoach” nurses.
  • 24-hour delivery available (Sunday excluded).

Explore WINFertilityRX

The ARC Pharmacy Plan

The ARC Pharmacy Plan is a convenient, affordable way to get fertility medications. Patients have the option of including the cost of medication in the ARC Treatment Packages. If patients are also financing with ARC, they can combine all charges into one monthly payment. 

The ARC Pharmacy Plan benefits are:

  • Free delivery service.
  • Pharmacists knowledgeable in fertility medications.
  • Caring, experienced staff.
  • Medications paid by check or money order receive a 5 percent discount.

Explore ARC Pharmacy

Learn More About Fertility Financing with RSCNJ

Contact us today for more information about fertility treatment financing or to schedule an appointment at one of our fertility clinics in Eatontown, Toms River, or Lawrenceville.

Contact Us